Pacific Sky Mortgage

For the purchase, enter the sales price of the home, the percent down payment, the interest rate, the term in years, and the start of your payments. The result will be the Principal & Interest (P&I) and an amortization schedule in years or months. You can change any of the fields to show different results. Note that with less than 20% down there is typically Mortgage Insurance (MI) required. Please contact us for details.

For the refinance, enter the loan amount desired, the interest rate, and the term in years. The P&I and amortization schedule will be calculated for you. Note that if there is less than 20% equity in your home MI might be required.